Few weeks ago, hubby and I went to Giant Hypermarket to do some shopping and I was being 'bugged' by this so-call marketing guy promoting the Giant - Citibank credit card. He was praising the credit card sky high and brain-washed me with all the benefits, so I fell into the trap and sign up for one.
Yesterday, I finally received the credit card, however I only opened the envelope this morning in the office. I like to do things in privacy and peace, without my kids disturbing me. So, office is the best place.
The requirement upon receiving this credit card is to spend 3 times within 45 days, and 20 times per year for the following year in order to waive the annual fee. This applies to any place we used and regardless of the amount being swipe.
Besides than the 2% rebates (spend in Giant Malaysia only) , if you are holding this card, you can purchase certain items at a very low price during promotion period compare to those who does not.
Anyway, more are yet to be explore. Maybe this card really do has the benefits which I've not found out yet. Let me use for a few months first, then only I will decide to keep it or not.